International Office

EU Students - Tuition Fee Loan

If you are an undergraduate EU student you can apply for a tuition fee loan so that you do not have to pay your tuition fees while you are studying.

You can apply for a Tuition Fee Loan to cover ALL or PART of your tuition fees. The fee loan is not dependent on your household income. The amount you borrow is paid directly to the University on your behalf.

Applications for a Tuition Fee Loan must be made using the EU13N application form, which will be available from April 2013 on the Directgov website. It is advisable to apply as early as you can, preferably when you accept your offer of a place at the University (go FIRM). In this case, the Tuition Fee Loan will be paid direct to the University. If you apply for the loan after you start the course you will have to pay the initial fees yourself.

Repayments commence no earlier than April after you have finished University (as soon as your earnings exceed the repayment threshold). The repayment threshold depends on which country you live and work:

Repayment thresholdCountries
£12,600 Bulgaria, Romania, Poland, Hungary
£16,800 Czech Republic, Estonia, Latvia, Lithuania,  Slovakia, Slovenia
£21,000 Cyprus, Greece, Netherlands, Portugal, Spain
£25,200 Austria, Belgium, France, Germany, Italy, Luxembourg,  Sweden
£29,400 Denmark, Finland, Ireland, Switzerland

Repayments are made at the rate of 9% over earnings above the repayment threshold. As an example, if you live in Bulgaria and you earn £16,600 per year you will pay back 9% of the £4000 which is over the £12,600 threshold. This would be £360 per year or £30 per month. Any balance after 25 years is cancelled as long as you haven't missed any payments.

Maintenance loans are not available for EU students.