International Students

EU Students

Tuition Fee Loan

If you are an undergraduate EU student you can apply for a tuition fee loan so that you do not have to pay your tuition fees while you are studying. You can apply for a Tuition Fee Loan to cover all or part of your tuition fees. The fee loan is not dependent on your household income. The amount you borrow is paid directly to the University on your behalf.

Applications for a Tuition Fee Loan can be made using the EU16N application form. It is advisable to apply as early as you can, preferably when you accept your offer of a place at the University (go FIRM). In this case, the Tuition Fee Loan will be paid direct to the University. If you apply for the loan after you start the course you will need to pay the initial fees yourself.

Repayments commence no earlier than April after you have finished University (as soon as your earnings exceed the repayment threshold). The repayment threshold depends on which country you live and work. The thresholds here are taken from Student Loans Company repayment information and are currently estimates that will apply from 1 April 2016:

Repayment thresholdCountry
£8,400 Poland, Romania, Hungary, Bulgaria, Croatia, Lithuania
£12,600 Czech Republic, Estonia, Latvia, Slovakia, Malta, Slovenia, Portugal Greece
£16,800 Cyprus, Netherlands, Spain, Belgium, Austria, France, Germany, Ireland, Italy
£21,000 Luxembourg, Sweden, Denmark, Finland

Repayments are made at the rate of 9% over earnings above the repayment threshold. As an example, if you live in Bulgaria and you earn £16,600 per year you will pay back 9% of the £4000 which is over the £12,600 threshold. This would be £360 per year or £30 per month. Any balance after 25 years is cancelled as long as you haven't missed any payments. Maintenance loans are not available for EU students.